Cover Photo: Courtesy of HSBC
Photo: Courtesy of HSBC
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With a focus on exceptional flexibility, personalised service, and swift processing, HSBC invites you on a seamless journey of turning your dream house into a stunning reality
There’s no place like home. Having a space to call your own, where life’s most treasured moments can unfold, is not just an aspiration shared by young professionals, couples and starting families but by so much more. Be it a cosy flat in the heart of the city, a second residence in the suburbs, or a sprawling vacation house somewhere farther, your dream home symbolises security and stability that reflects your distinctive identity.
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It is equally no secret that the path to homeownership can be filled with complex financial decisions, and this is where the expert services of an international universal bank like HSBC come in. Banking on its global presence and understanding of discerning clientele, this institution comes prepared to help you navigate the riddles and challenges of embarking on such a significant journey.
When you avail of an HSBC home loan, you gain access to a myriad of financial tools and solutions tailored to meet your unique requirements, no matter what stage you’re in. Whether you’re purchasing your first home, building a new one, renovating an existing property, or seeking to refinance your current loan, HSBC ensures a highly personalised experience that makes the toils of homeownership a thing of the past.
Above Photo: Courtesy of HSBC
Photo: Courtesy of HSBC
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Recognising that every homeowner has distinct financial preferences, the bank offers two flexible repayment schemes. You may opt for the straight-line scheme to easily forecast expenses or go for the reducing balance scheme, which allows you to save on interest payments. This works hand in hand with the friendly interest review dates at HSBC, enabling you to select and reprice your interest rates based on your assessment of ever-evolving market trends.
Truly empowering its patrons to achieve their dream homes, HSBC offers a vast range of loanable amounts with a starting point of Php700,000 up to the grandeur of Php50,000,000. With such an expansive selection, you are sure to translate your vision into reality whether you’re looking to invest and build a modest sanctuary or a grand architectural marvel.
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Above Photo: Courtesy of HSBC
Photo: Courtesy of HSBC
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Throughout this entire process, you can expect personalised services that underscore HSBC’s prestigious customer experience. A dedicated Mortgage Sales Specialist from their expert team will be there to assist you on every step and with every detail, so you can look forward to receiving quick feedback on loan status, jumpstarting your plans, and moving into your next property sooner.
Those who acquire a construction loan, on the other hand, benefit from appropriately-timed loan releases. This lets you savour the initial release for the lot value and receive the remaining loan balance in three subsequent batches aligned with the house’s stages of completion.
HSBC truly and deeply understands the importance of crafting a space that feels like home; and with its unwavering dedication to excellence, it emerges as the reliable partner to build your dream home and life with.
For a limited time offer, enjoy waived fees of up to 1.5 per cent of your loan amount or Php 100,000, whichever is lower, for more savings on loan fees or opt for lower interest rates. In addition to this, your application can be processed in as fast as three days upon submission of the full requirements. This promotion is valid until February 29, 2024. Terms and conditions apply. Per DTI Fair Trade Permit No. FTEB-165535. Series of 2023.
To learn more about HSBC home loans, visit www.hsbc.com.ph/hsbchome or visit any HSBC branch.
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Trained as a student journalist, Mac’s knack for writing was a serendipitous discovery. Years later and she can’t imagine doing anything else. When she isn’t typing away on a story, she revels in being lost in a new city, revisiting a cosy film or sitcom, and idling away with her dogs.
