Beyond the horizon: How Darren Lim & Evelyn Tan navigate life’s adventures with the Beyond Credit Card

The family of six lived on board their sailing catamaran, Gracefully, for about four years before settling back down on land. From learning about different cultures to fostering a deep appreciation for marine life, the unconventional lifestyle certainly offered the kids an education unlike any other. “The children also learnt to work together and support one another,” Tan adds. “Every hand is needed on deck, so even when we had conflicts, we all learnt to forgive, forget and make up quickly.”

But the journey was not always smooth sailing; navigating turbulent seas was par for the course. One particularly harrowing experience in the Gulf of Thailand saw the Lim family’s catamaran battered by a fierce storm for 24 hours, with wind speeds reaching 140 kilometres per hour. That incident, Lim reflects, was a defining moment that taught the children courage, resilience and gratitude. “Without storms in life, we can never truly appreciate the calm days,” he says.

When quizzed about the legacy she hopes to pass on to their children, Tan emphasises the importance of embracing life’s boundless possibilities. “It’s about the spirit of searching and experiencing all that life can offer,” she expounds. “Never settle for what others define as your limit.”

Indeed,is this very philosophy that underpins the Standard Chartered Beyond Credit Card. Designed for modern adventurers such as Lim and Tan who seek to live life to the fullest and beyond the ordinary, Standard Chartered’s newest credit card takes cardholders further than ever before; transforming everyday transactions into extraordinary experiences with a host of attractive perks and rewards.

Among the exclusive privileges (subject to terms and conditions) Beyond credit cardholders can enjoy are uncapped miles earnings of up to eight miles per dollar spent on overseas dining; unlimited Priority Pass airport lounge visits for principal and supplementary cardholders (includes six additional complimentary visits for guests per year); complimentary business class upgrades; and travel accident and medical insurance coverage. And for a limited time only, Standard Chartered is offering credit cardholders the opportunity to earn beyond a million miles through annual spending, strategic wealth management activities and referrals.

All these impressive perks, Lim notes, are undoubtedly appealing to frequent travellers, with added practical benefits for families. “They can offset travel costs for our family of six, thereby freeing up funds for other family needs,” he says. Tan echoes this sentiment, adding that the Beyond Credit Card also presents opportunities to bring their family closer together. As she shares, “travelling is at the heart of our family—we believe that travel experiences enrich us as individuals and connect us with one another as family”.

Just like how they have negotiated rough seas during their sailing adventures, the Lim family understand the importance of navigating their financial journey with confidence and assurance.Standard Chartered enables them to do just that with its comprehensive suite of services tailored for globetrotters and global citizens.

Notably, the Beyond Credit Card lets cardholders earn greater rewards as their relationship with the bank grows. Through Standard Chartered’s Priority Banking and Priority Private Banking programmes, the Beyond Credit Card opens doors to exclusive products, preferential financial rates, and wealth solutions curated by a team of experts that offer cardholders unfettered access to investment strategies for different levels of sophistication. When it comes to international banking services, cardholders can enjoy Priority Banking services and tap into Standard Chartered’s extensive global network for all their financial and cross‑border needs. So as Lim and Tan look to manage their assets effectively so they can work harder and smarter, the Beyond Credit Card empowers them to focus on what truly matters to them: “Creating meaningful experiences together as a family,” says Tan.

In a world where material possessions often take precedence, Lim and Tan are proof that true wealth lies in experiences—those special moments shared with loved ones. And now, more than ever, marks the time to go beyond with Standard Chartered’s Beyond Credit Card.

To find out more about the Standard Chartered Beyond Credit Card and how to unlock a world of extraordinary possibilities, visit the website here.