1. American Express Centurion Card
Universally known as the Black Card, this is the one plus ultra of exclusive credit cards. It’s available by invitation only, and that invitation is extended to a very small number of people, who shell out a hefty HK$38,800 a year for the privilege. There’s no limit how much you can spend on it, while the other benefits are seriously impressive.
To find out precisely what they are you’ll need to be invited to apply for one, as American Express doesn’t make the information public, but they definitely include a concierge service, free flights, free flight upgrades and free nights at a fairly preposterous range of hotels.
See also: Inside Asia's First Amex Centurion Lounge In Hong Kong