Serial entrepreneur Stephanie Yoe co-founded her first e-commerce company, SDK, aged just 19. Under the group is Atsika, which invests both in traditional and tech-driven companies to improve lives through financial inclusion; and Waqara, which provides trustworthy, reliable hajj pilgrimage travel services, helping people navigate a market featuring numerous scams. A new company under the group, Qaya, is an educational platform to help people make better financial decisions.