Siew Yuen Tuck calls himself an accidental entrepreneur. The Oxford University graduate worked as an investment banking analyst at Citigroup Investment Bank and subsequently joined a hedge fund in the UK before returning home to Malaysia.

Upon his return, Siew found that the banking and insurance processes in Malaysia were still manual and cumbersome. This led him to co-found RinggitPlus, a financial comparison site that helps consumers compare financial products between different banks and insurance companies.

He would later join forces with Liew Ooi Hann, who started SaveMoney, a financial education site. The two companies would join to form Jirnexu. They realised not all customers complete the application process online due to archaic processes. Hence, Jirnexu (which means ‘prosper’ in Maltese) stepped up by offering end-to-end digital services, digital acquisition technology, alternative credit card scoring and more.

This approach has seen the company grow from strength to strength. Some of its global and regional customers include the likes of HSBC, Standard Charted, Citibank, Zurich, and Manulife.

The company has managed to close a Series A round of funding in 2017, adding a cool US$1.5 million to its balance sheet. Following that Jirnexu also led a US$10 million Series B round of funding in 2018, bringing its total investment to over US$27 million. According to the company, they have successfully facilitated 1.28 million credit card and payment to customers.