Nate Clarke

Established to counter issues with traditional banking such as account opening challenges, high fees and poor app design, digital bank GoTyme Bank, run by Nate Clarke, is a joint venture between South African online banking group Tyme and Philippine conglomerate Gokongwei Group. Started in 2021, it has attracted more than 3 million users by mid-2024, adding more than 250,000 a month and has more than $175 million in deposits.