David Chen helms Atome, one of Asia’s leading buy now, pay later platforms. Launched in December 2019, it partners with more than 15,000 online and offline retailers across 10 markets in sectors including fashion, beauty, lifestyle, fitness and homeware. By the end of 2021, it had more than 20 million registered customers and had disbursed more than US$1 billion in 15 million-plus transactions.