While helping his fisher father sell his catch to supermarkets, Ang Xing Xian discovered how invoice financing could free up the family cash flow. Now, as co-founder of the award-winning CapBay, he serves as middleman,
purchasing invoices and collecting delayed corporate paycheques while advancing SMEs their payments in the meantime. This P2P financing platform provides small companies with greater liquidity and capital growth,
giving them room to breathe.